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Financial Services
Fincover is the one-stop destination to avail loans,
credit repair , Insurance and investment schemes from various companies.
Personal Loan
A personal loan is an unsecured loan. You can raise a personal loan to meet your different short-term financial needs. You do not need to pledge any collateral for it. There is no restriction when it comes to the use of a raised loan. The amount of loan and rate of interest depends on several factors. Through RVN AGENCY – the dedicated online platform, you can apply for a personal loan online with multiple lenders.
You can choose to apply for a personal loan from a bank or NBFC subject to fulfillment of the minimum eligibility criteria. Salaried individuals can apply for an instant personal loan online from the comfort of their homes using our online application method. We at RVN AGENCY have served millions of consumers across India through our customized solutions and simple loan application process.
Home Loan
Put simply, a home loan or housing loan that is borrowed from a bank or financial institution with the purpose of buying a home. There are can be different types of properties for which a home loan is taken like a plot, an apartment, a villa, a flat, residential house. Apart from this, a home loan can also be taken to construct a home, renovate it, and others.
There are two types of interest rates in a home loan – fixed and floating. The selection of a particular type depends on the personal preference of the borrower.
Home loans provide home buyers with a lump sum amount towards the purchase of the home of your choice; this sum is supposed to be repaid along with the incurred interest. Yet, you may approach accomplishing your goal of owning a property in a practical and organized manner by repaying the money borrowed through EMIs.
A person may construct an asset and purchase a home with the help of a home loan, and he or she will also get to take advantage of tax advantages. He is required to pay a specific portion of the property’s cost out of own finances, typically up to 20%. There is an option to have the loan amount returned over a certain length of time at your discretion. According to Income Tax regulations, the borrower can deduct both the principle loan amount and the interest payment. A home loan application can be submitted online, at a loan processing center, or at a bank branch.
Loan Against Property
Loan Against Property (LAP) is one of the popular loan types available on easy terms. It is a secured loan where an applicant has to mortgage his/her property to raise the loan. LAP is offered to both salaried individuals and businessmen. The amount of loan that can be availed depends on the market value of the property to be mortgaged and some other factors. The good thing about the loan is that it can be availed at a lower rate of interest. You can apply for a loan against property online even through RVN AGENCY , the secured online platform in India.
Applying for a LAP is easy, and free from hassle. In comparison to the unsecured personal loan or business loan, the Loan Against Property can be a better option for all. The fast processing, minimal documentation, and the digital process involved makes the loan disbursal speedy.
For working professionals and entrepreneurs, LAP can be a good source for loans. If you are a founder in your start-up and feel the need for an emergency fund, you can think of LAP. it can be availed of from banks and NBFCs. You are free to take your independent decision and meet your need for emergency capital. A salaried person can use LAP for raising funds if they come across an unexpected medical emergency. He or she is allowed to use the raised loan to fund educational expenses of a studying child and for many other purposes.
Business Loan
Are you looking to start your own venture? Do you have plans to expand your existing business? Are you looking to arrange working capital for your business entity? If you have come across any such need, RVN AGENCY ,Business Loans are easy to get for individuals, entrepreneurs, and businessmen. If you are driven by a passion to do something big, funding won’t be an issue for you with RVN AGENCY , the trusted aggregator for all types of loans. Our business loans are designed in such a way to help you overcome any financial constraint and fulfill your business goals.
You require funds to carry out all of your company objectives, including expansion, office modernization, automation, equipment acquisitions, skill development, and more. You may give your firm the boost it needs and propel it to greater heights with the help of affordable Business Loans available through reputed lenders at RVN AGENCY which are specially designed for MSMEs. The corporate loans are processed with a quicker turnaround time for both short-term and long-term company demands to make things easier.
Whether you want a business for short-term or long-term business loans, you can apply for a business online with RVN AGENCY and get it in an easiest and faster way. We provide business for new business as well as existing ones that come at attractive interest rates.
RVN AGENCY offers a range of MSME loans, mudra finance and helps to find out details regarding the Pradhan Mantri Mudra Yojana Loan option to help you achieve your business dreams. We also assist with government subsidy loans and startup business loans. We can help you understand what a mudra loan is and how to apply for a mudra loan.
You can also apply for the Mudra loan scheme under Pradhan Mantri Mudra Yojana (PMMY) online to enjoy its various benefits. RVN AGENCY facilitates business loans for women and unsecured business loans as well, catering to different business requirements. Take advantage of these loan schemes and elevate your business with RVN AGENCY assistance.
Loan Against Property
Loan Against Property (LAP) is one of the popular loan types available on easy terms. It is a secured loan where an applicant has to mortgage his/her property to raise the loan. LAP is offered to both salaried individuals and businessmen. The amount of loan that can be availed depends on the market value of the property to be mortgaged and some other factors. The good thing about the loan is that it can be availed at a lower rate of interest. You can apply for a loan against property online even through RVN AGENCY , the secured online platform in India.
Applying for a LAP is easy, and free from hassle. In comparison to the unsecured personal loan or business loan, the Loan Against Property can be a better option for all. The fast processing, minimal documentation, and the digital process involved makes the loan disbursal speedy.
For working professionals and entrepreneurs, LAP can be a good source for loans. If you are a founder in your start-up and feel the need for an emergency fund, you can think of LAP. it can be availed of from banks and NBFCs. You are free to take your independent decision and meet your need for emergency capital. A salaried person can use LAP for raising funds if they come across an unexpected medical emergency. He or she is allowed to use the raised loan to fund educational expenses of a studying child and for many other purposes.
Business Loan
Are you looking to start your own venture? Do you have plans to expand your existing business? Are you looking to arrange working capital for your business entity? If you have come across any such need, RVN AGENCY ,Business Loans are easy to get for individuals, entrepreneurs, and businessmen. If you are driven by a passion to do something big, funding won’t be an issue for you with RVN AGENCY , the trusted aggregator for all types of loans. Our business loans are designed in such a way to help you overcome any financial constraint and fulfill your business goals.
You require funds to carry out all of your company objectives, including expansion, office modernization, automation, equipment acquisitions, skill development, and more. You may give your firm the boost it needs and propel it to greater heights with the help of affordable Business Loans available through reputed lenders at RVN AGENCY which are specially designed for MSMEs. The corporate loans are processed with a quicker turnaround time for both short-term and long-term company demands to make things easier.
Whether you want a business for short-term or long-term business loans, you can apply for a business online with RVN AGENCY and get it in an easiest and faster way. We provide business for new business as well as existing ones that come at attractive interest rates.
RVN AGENCY offers a range of MSME loans, mudra finance and helps to find out details regarding the Pradhan Mantri Mudra Yojana Loan option to help you achieve your business dreams. We also assist with government subsidy loans and startup business loans. We can help you understand what a mudra loan is and how to apply for a mudra loan.
You can also apply for the Mudra loan scheme under Pradhan Mantri Mudra Yojana (PMMY) online to enjoy its various benefits. RVN AGENCY facilitates business loans for women and unsecured business loans as well, catering to different business requirements. Take advantage of these loan schemes and elevate your business with RVN AGENCY assistance.
Simplifying Insurance Online
Collection of Best Insurance Policy across multiple insurers.
Quick Comparison tables & charts, Dedicated customer support.
Car Insurance
Car insurance, also known as auto or motor insurance, is a contract between you and an insurance company that protects you from financial losses in case of an accident or other covered event. In exchange for paying a premium, the insurance company agrees to cover certain costs, such as:
- Damage to your car:If your car is damaged in an accident, by vandalism, or by a natural disaster, your insurance can help pay for repairs or replacement.
- Injuries to yourself and others:If you or someone else is injured in an accident involving your car, your insurance can help cover medical expenses.
- Damage to other people’s property:If your car damages someone else’s property, such as their car or house, your insurance can help pay for the repairs.
Car insurance is important because it can help you avoid financial hardship in the event of an accident. Even a minor accident can result in thousands of dollars in damages, and a major accident can be even more costly. Without insurance, you would be responsible for paying all of these costs yourself.
In most states, car insurance is required by law. This is because it is important to protect yourself and others from the financial consequences of an accident. Even if you are not required to have car insurance, it is still a good idea to get it.
Life Insurance
Life insurance is a legally binding agreement between an individual who holds a policy and an insurance company, wherein the insurance company pledges to provide a predetermined amount of money to the designated beneficiary upon the death of the insured individual or after a specified period has elapsed. This guarantee is made in consideration of the regular payments, known as premiums, made by the policyholder.
Life insurance policies require payment of premiums for a fixed term, in exchange for a comprehensive life cover. This cover ensures the financial security of your loved ones by providing a lump sum death benefit in case of an unfortunate event. Additionally, some policies offer a maturity benefit at the end of the policy term.
One of the major hurdles to the widespread adoption of life insurance is the lack of awareness among people. The availability of different types of insurance products can also be confusing for some individuals, but it is important to note that most life insurance policies function similarly. Understanding the basic principles and benefits of life insurance can help individuals make informed decisions about their financial security.
Bike Insurance
Bike insurance, often referred to as two-wheeler insurance, is a specialized insurance policy designed to provide comprehensive coverage against various types of damages that may occur to your two-wheeler, whether due to unforeseen accidents, natural disasters, human-induced incidents, fire hazards or even theft. In addition to protecting your own vehicle, motorcycle insurance policies also include essential, legally mandated coverage for third-party liabilities, which encompasses any damages or injuries inflicted on another person’s vehicle, or property or worse, any injuries or fatalities to third parties as a result of incidents involving your insured two-wheeler.
This type of insurance is not limited to motorcycles alone but extends to a wide range of vehicles, ensuring that scooters, mopeds and other similar two-wheelers have adequate protection. Therefore, purchasing two-wheeler insurance is crucial for safeguarding your interests while complying with legal obligations on the road.
Health Insurance
Health insurance is a legal agreement with a health insurance company that entitles you to receive payment or reimbursement for your healthcare expenses. It offers financial protection in case of accidents or illnesses by helping to cover costs like doctor’s services, medications, hospital care and special equipment.
Health insurance can also assist with rehabilitation hospital stays, home health care and routine check-ups. Additionally, it often covers preventive services like immunization and cancer screening without any additional cost.
Up to 75% of Indians cover their health expenditures from their own pockets.
Health Insurance
Group Health Insurance, also known as Corporate Health Insurance, is a comprehensive policy that covers a specific group of people, usually employees of a company. This plan can also be extended to cover the family of the insured employees, including their spouse, dependent children and sometimes dependent parents. It benefits both the employees and the employers, providing financial security during medical emergencies.
What is IRDAI’s Definition of a “Group” in Group Health Insurance?
IRDAI defines a group as a collection of individuals who come together to partake in a shared economic activity, rather than being formed primarily for obtaining insurance coverage.
The IRDAI states that certain entities are considered part of a group like –
- A group consisting of employers and employees working together in a professional setting.
- Group of individuals who are not operating under an employer-employee relationship.
- Associations and trusts.
- Groups that share a common interest and have officially signed up or joined together.
- Societies and registered clubs
- Social and cultural associations.